{"id":20438,"date":"2026-03-17T18:14:10","date_gmt":"2026-03-17T18:14:10","guid":{"rendered":"https:\/\/lefinancierdafrique.com\/open\/?p=20438"},"modified":"2026-03-17T18:14:12","modified_gmt":"2026-03-17T18:14:12","slug":"education-financiere-le-cnef-cameroun-sensibilise-les-consommateurs-des-services-bancaires","status":"publish","type":"post","link":"https:\/\/lefinancierdafrique.com\/open\/2026\/03\/17\/education-financiere-le-cnef-cameroun-sensibilise-les-consommateurs-des-services-bancaires\/","title":{"rendered":"\u00c9ducation financi\u00e8re: Le Cnef Cameroun sensibilise les consommateurs des services bancaires"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><em>\u00c0 travers des fiches p\u00e9dagogiques pr\u00e9sent\u00e9es \u00e0 Yaound\u00e9 le 12 mars 2026, le Comit\u00e9 national \u00e9conomique et financier (Cnef) Cameroun entend am\u00e9liorer la culture financi\u00e8re des citoyens et mieux les prot\u00e9ger face aux pratiques bancaires.<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les enqu\u00eates annuelles du Cnef Cameroun sur la tarification des services financiers r\u00e9v\u00e8lent un d\u00e9ficit de culture financi\u00e8re chez les clients. Les d\u00e9cisions sont principalement influenc\u00e9es par les informations orales des employ\u00e9s de banque (84,4%), les conseils de l\u2019entourage (62,3%) et l\u2019exp\u00e9rience personnelle (54,1%). Par ailleurs, 60,5 % des clients ouvrent un compte d\u2019\u00e9pargne sans conna\u00eetre les modalit\u00e9s de calcul des int\u00e9r\u00eats, tandis que 68,1% ignorent les services gratuits offerts par les banques.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Face \u00e0 ce constat, le Cnef a adopt\u00e9 en juillet 2023, une r\u00e9solution visant l\u2019\u00e9laboration de fiches p\u00e9dagogiques sur trois services : l\u2019\u00e9pargne sur livret, la tarification des incidents de paiement et les obligations d\u2019information sur les tarifs. Ces outils ont \u00e9t\u00e9 pr\u00e9sent\u00e9s au Conseil \u00e9conomique et social \u00e0 Yaound\u00e9, lors d\u2019une c\u00e9r\u00e9monie pr\u00e9sid\u00e9e par Achille Bassilekin III, repr\u00e9sentant le ministre des Finances, Louis Paul Motaze.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces fiches ciblent les 13 millions de clients des \u00e9tablissements de cr\u00e9dit, mais aussi les jeunes de 11 \u00e0 29 ans, ainsi que les acteurs indirects comme les enseignants, journalistes et personnels bancaires. Au total, 145 supports ont \u00e9t\u00e9 \u00e9labor\u00e9s : 63 sur les incidents de paiement, 33 sur les obligations tarifaires et 49 sur l\u2019\u00e9pargne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour le ministre, ces supports visent \u00e0 am\u00e9liorer la culture financi\u00e8re, \u00e0 mieux faire conna\u00eetre les droits et obligations des usagers et \u00e0 encourager les bons r\u00e9flexes face aux services bancaires. L\u2019approche privil\u00e9gie un langage simple et direct afin de rapprocher l\u2019information des usagers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette initiative s\u2019inscrit dans la Strat\u00e9gie nationale du secteur financier, dont l\u2019\u00e9ducation financi\u00e8re est un pilier. Elle vise \u00e0 renforcer l\u2019inclusion financi\u00e8re dans un contexte o\u00f9 70% des populations \u00e9pargnent dans les tontines, 25,8% gardent leur argent \u00e0 domicile et une grande majorit\u00e9 ne ma\u00eetrise pas les m\u00e9canismes de calcul des int\u00e9r\u00eats.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c0 travers des fiches p\u00e9dagogiques pr\u00e9sent\u00e9es \u00e0 Yaound\u00e9 le 12 mars 2026, le Comit\u00e9 national \u00e9conomique et financier (Cnef) Cameroun entend am\u00e9liorer la culture financi\u00e8re des citoyens et mieux les&hellip; <\/p>\n","protected":false},"author":4,"featured_media":20439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[6650],"tags":[6893,6673,6890,6892,6891],"class_list":["post-20438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-achille-bassilekin-iii","tag-cameroun","tag-comite-national-economique-et-financier","tag-fiches-pedagogiques","tag-services-financiers"],"author_meta":{"display_name":"Jean P\u00e9pin Ndjo","author_link":"https:\/\/lefinancierdafrique.com\/open\/author\/lefinancier2\/"},"featured_img":"https:\/\/lefinancierdafrique.com\/open\/wp-content\/uploads\/2026\/03\/Le-ministre-Achille-Bassilekin-III-repondant-aux-questions-des-journalistes-300x225.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">Finance<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Finance<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">Achille Bassilekin III<\/a>","<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">Cameroun<\/a>","<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">Comit\u00e9 national \u00e9conomique et financier<\/a>","<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">fiches p\u00e9dagogiques<\/a>","<a href=\"https:\/\/lefinancierdafrique.com\/open\/category\/finance\/\" class=\"advgb-post-tax-term\">Services financiers<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Achille Bassilekin III<\/span>","<span class=\"advgb-post-tax-term\">Cameroun<\/span>","<span class=\"advgb-post-tax-term\">Comit\u00e9 national \u00e9conomique et financier<\/span>","<span class=\"advgb-post-tax-term\">fiches p\u00e9dagogiques<\/span>","<span class=\"advgb-post-tax-term\">Services financiers<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Publi\u00e9 6 mois il y a","modified":"Mis \u00e0 jour 6 mois il y a"},"absolute_dates":{"created":"Publi\u00e9 le mars 17, 2026","modified":"Mise \u00e0 jour le mars 17, 2026"},"absolute_dates_time":{"created":"Publi\u00e9 le mars 17, 2026 6:14 pm","modified":"Mise \u00e0 jour le mars 17, 2026 6:14 pm"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/posts\/20438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/comments?post=20438"}],"version-history":[{"count":1,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/posts\/20438\/revisions"}],"predecessor-version":[{"id":20440,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/posts\/20438\/revisions\/20440"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/media\/20439"}],"wp:attachment":[{"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/media?parent=20438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/categories?post=20438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lefinancierdafrique.com\/open\/wp-json\/wp\/v2\/tags?post=20438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}